Income Protection Plan

The Trans-Help Income Protection Plan


Finally we are able to provide an income protection plan that is designed for transport drivers and owner/drivers which is affordable and you are still covered if you move from one transport related job to another, unlike other plans. You can be covered from as little as $28 per week. 

The Cover
Covers a New Sickness or Injury World Wide, 24 hours, 7 days a week

What are the Benefits? 

Up to 85% of your gross Earnings
Benefits paid for up to 2 years
Maximum $2000 P/w
14 day waiting period (28 days football)
Cover up to 67 years of age
Competitive Premiums

Additional Benefits ?
$75,000 Accidental Death Benefit
Home/Car Modification
$5,000 Accidental Death Funeral Benefit
Journey Cover Inclusive
Post Traumatic Stress Disorder Benefit (Conditions Apply) (see PDS)


Workers Compensation Top-up
If your Claim is Work related and Covered by Workers Compensation, the Policy provides payment for the difference between the Workers Compensation and your selected benefit amount as per your Policy Schedule.

How do I pay the premium?

You can pay your Premiums
Weekly, Fortnightly or Monthly
via Direct Debit or Credit Card

How do I join or claim?
Contact the Plan Administrators, Ten4/Ausinsure by one of the following methods;
Phone - 1300 13 60 55
Fax – 02 9634 0910
Email - This email address is being protected from spambots. You need JavaScript enabled to view it.


What are the Exclusions?

Some Exclusions for which a claim may not be paid are;
War, self inflicted, criminal act,
Non commercial/licenced aircraft
Stress/mental illness,
Child birth/pregnancy,
Any Pre-Existing Injury or Illness
(as defined in the PDS)

Please refer to the relevant Policy Wording for all exclusions

This Plan is Administered by Ausinsure a division of  Tenfour Transport Insurance Services.
As Corporate Authorised Representative
(No. 371084) of
Nationwide Insurance Brokers Pty Ltd
AFS Licence 234535 - ABN 49 067 066 371
PH: 1300 13 60 55    
This email address is being protected from spambots. You need JavaScript enabled to view it.

Download the Brochure